Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,159 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 1.702 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available for multiple vehicles, offering convenience for residents and guests. The location provides quick access to Cumming amenities while offering the flexibility of living outside a subdivision with no required HOA. With roughly 14 days on the market, this property stands out for condition and location. With an asking price of $899,000, this property represents an appealing opportunity in the current market.